Help & Advice

Find answers to common customer questions

After finalizing the car, all you’ve to do is to call up our representative detailed as your sales adviser. Give him/her the required details like mileage, vehicle registration number, it’s cost and dealer’s information etc. Leave it to us and we’ll carry out the required scrutiny to verify the purchase.

After finalizing the car, all you’ve to do is to call up our representative detailed as your sales adviser. Give him/her the required details like mileage, vehicle registration number, it’s cost and dealer’s information etc. Leave it to us and we’ll carry out the required scrutiny to verify the purchase.

No, there are no charges on your applications. We offer completely free services.

The minimum amount of loan that you can apply is £3,000.

Yes, but don’t worry. Just contact us and we’ll take care of everything. We’ve a specialized services to get loans for you even if you’re credit score is below perfect.

Yes, there’s no problem in that. However, you’ll have to provide monthly bank statements of your account for the last three months before you can get your new car delivered to you.

Yes, we’re glad to help personnel of our Armed Forces. However, you can’t get a car financed if you plan to take it out of the country.

Yes, we do accept applications from clients, who are in an Individual Voluntary Agreement (IVA). So, go ahead and submit your application with all details of your IVA and we’ll let you know after scrutiny.

Yes, the car is all yours after you’ve made all payments. You can also go for an early settlement or a part exchange of your car before end of your loan term.

Once your application is approved, we’ll email you the finance agreement to you. You’ve to take a print out of the agreement and process it with us along with your ID in order to go ahead with purchase of your car. This complete procedure may take a maximum of two to three days.

No, we only finance vehicles from recognized dealers. This is one of the steps to ensure your safety, in case something goes wrong.

Since we deal with a number of finance agencies, your ID required for the loan processing shall vary based on the lender’s requirements. Your driving license and the last payslip will be adequate on most occasions if you’re a salaried professional.
If you’re self-employed, the last three months bank statements will be required. The ID required will be intimated to you after your application has been accepted. You don’t have to produce any ID before the acceptance of your application.

You’ll have to be above 18 years in order to apply for the loan. You’ve to have a source of income, whether through self-employment or a full-time job. In addition, you’ll be required to provide a valid ID after acceptance of your application.

We normally approve credit applications within the hour.

No, it’s not a mandatory requirement. If you can’t find a car of your choice, we’ll be happy to assist you through our vast list of authorized car suppliers.

With two out of three applicants getting clearance from us, we’ve one of the best track records in acceptance of applications. We can provide you a loan offer even if your credit history isn’t perfect. So, in case you can afford to make timely payments, just contact us through our 24/7 customer care service or fill up the online application form.

If you’ve been discharged, there’s no issue. Even if you have a Country Court Judgement (CCJ) or any other default case, we can still find an appropriate loan for you. So, just get in touch with all the details and leave it to us.

All the monthly installments are to be paid through Direct Debit only.

In most of the cases, we approve our clients without any deposit required to be made.

Presently, we support vehicles that are up to a maximum 10 years old and have less than or equal to 1,20,000 miles of mileage. We also provide loan offers for light commercial vehicles as well as vans.

You can either opt to fill our simple online two minutes Application form or may choose to call us on 0161 308 3928. Our finance adviser will take down your details and fill up the application on your behalf.

Yes, we’ll be glad to assist you in finding a suitable vehicle with the best specifications and at most affordable rates.

Your maximum loan eligibility is based on the details filled by you in the Application form. The same will be intimated to you after your loan is approved.

The remaining loan amount is transferred to the dealer.

Yes, we have arguably the best track record in loan approvals. We have helped numerous clients, who’ve faced rejections everywhere else.